Workers Compensation in Arizona
Keeping your employees safe while on the job is a key part of owning a business. In the event that a worker is injured or killed on the job, workers compensation insurance coverage provides you and your employees with protection they need.
Because Workers Compensation coverage is state mandated, it will vary by state what the requirements are. What doesn’t vary is that Workers Comp coverage covers lost wages and medical treatment costs resulting from an on-the-job injury or work related illness.
Our agency works with the top workers comp companies in the state to provide your business and its employee’s resources to:
- Out of pocket related expenses for medication and treatment
- Claims assistance
- Affordable treatment solutions from networks of doctors and medical providers
While protecting your business when accidents occurs is great, the most effective solution to protecting your business and employees is avoiding accidents in the first place. While this may seem obvious, educating yourself and your staff as well as regularly reviewing safety measures is key.
When Workers Comp losses occur, be confident that the policy you’ve purchased from our agency will provide you with industry leading advice and claims assistance. Our carriers will work to minimize the out of work time lowering your costs. To learn more about Workers Compensation insurance in Arizona, call one of our licensed agents.
Who Needs Workers Compensation Insurance?
Any and all businesses today need workers compensation insurance. It is often thought that only industries that have dangerous or laborious jobs need it. That is not true. Every job from construction & home building to web developers and IT companies need to carry Workers Compensation Insurance.
How Much Does Workers Comp Cost?
Calculating exactly what workers compensation costs can be difficult and is determined by several factors. However, we can easily provide you with a quote in just a few minutes. Workers compensation rates are determined by:
- Class codes (what type of work you do)
- Number of employees you have
- Payroll
- Previous Workers Comp claims